SWIFT Code ZLATRU41 — ZLATCOMBANK, ZLATOUST

About SWIFT Code ZLATRU41 — ZLATCOMBANK, ZLATOUST

SWIFT code ZLATRU41 is the official 8-character head-office BIC (Bank Identifier Code) for ZLATCOMBANK in ZLATOUST, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ZLATCOMBANK for all outward international remittances from ZLATOUST. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ZLATRU41

The code ZLATRU41 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ZLATRU41

Receiving International Wire Transfers

To receive money from abroad at your ZLATCOMBANK account in ZLATOUST, share SWIFT code ZLATRU41 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ZLATCOMBANK, ZLATOUST must provide SWIFT code ZLATRU41. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ZLATCOMBANK in ZLATOUST rely on SWIFT code ZLATRU41 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ZLATCOMBANK →

For cheque clearing or NACH mandates, use the MICR code for ZLATCOMBANK →

For TDS challan deposits, find the BSR code for ZLATCOMBANK →

How SWIFT Code ZLATRU41 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ZLATRU41 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ZLATCOMBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ZLATCOMBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ZLATRU41

• Spaces or lowercase letters — Always enter ZLATRU41 uppercase with no spaces.
• Using the wrong city — This code is for ZLATOUST only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ZLATRU41 directly with ZLATCOMBANK's ZLATOUST branch or via the SWIFT BIC Directory.