SWIFT Code ZENIRUM1CHL — ZENIT BANK, CHELYABINSK

About SWIFT Code ZENIRUM1CHL — ZENIT BANK, CHELYABINSK

SWIFT code ZENIRUM1CHL is the official 11-character branch-specific BIC (Bank Identifier Code) for ZENIT BANK in CHELYABINSK, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ZENIT BANK for all outward international remittances from CHELYABINSK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ZENIRUM1CHL

The code ZENIRUM1CHL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ZENIRUM1CHL

Receiving International Wire Transfers

To receive money from abroad at your ZENIT BANK account in CHELYABINSK, share SWIFT code ZENIRUM1CHL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ZENIT BANK, CHELYABINSK must provide SWIFT code ZENIRUM1CHL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ZENIT BANK in CHELYABINSK rely on SWIFT code ZENIRUM1CHL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ZENIT BANK →

For cheque clearing or NACH mandates, use the MICR code for ZENIT BANK →

For TDS challan deposits, find the BSR code for ZENIT BANK →

How SWIFT Code ZENIRUM1CHL Routes an International Transfer

1. Initiation: The sender provides SWIFT code ZENIRUM1CHL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ZENIT BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ZENIT BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ZENIRUM1CHL

• Spaces or lowercase letters — Always enter ZENIRUM1CHL uppercase with no spaces.
• Using the wrong city — This code is for CHELYABINSK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ZENIRUM1CHL directly with ZENIT BANK's CHELYABINSK branch or via the SWIFT BIC Directory.