SWIFT Code ZWCBRU4Y — WEST SIBERIAN COMMERCIAL BANK OAO, TYUMEN

About SWIFT Code ZWCBRU4Y — WEST SIBERIAN COMMERCIAL BANK OAO, TYUMEN

SWIFT code ZWCBRU4Y is the official 8-character head-office BIC (Bank Identifier Code) for WEST SIBERIAN COMMERCIAL BANK OAO in TYUMEN, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by WEST SIBERIAN COMMERCIAL BANK OAO for all outward international remittances from TYUMEN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ZWCBRU4Y

The code ZWCBRU4Y follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ZWCBRU4Y

Receiving International Wire Transfers

To receive money from abroad at your WEST SIBERIAN COMMERCIAL BANK OAO account in TYUMEN, share SWIFT code ZWCBRU4Y with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at WEST SIBERIAN COMMERCIAL BANK OAO, TYUMEN must provide SWIFT code ZWCBRU4Y. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using WEST SIBERIAN COMMERCIAL BANK OAO in TYUMEN rely on SWIFT code ZWCBRU4Y for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for WEST SIBERIAN COMMERCIAL BANK OAO →

For cheque clearing or NACH mandates, use the MICR code for WEST SIBERIAN COMMERCIAL BANK OAO →

For TDS challan deposits, find the BSR code for WEST SIBERIAN COMMERCIAL BANK OAO →

How SWIFT Code ZWCBRU4Y Routes an International Transfer

1. Initiation: The sender provides SWIFT code ZWCBRU4Y and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to WEST SIBERIAN COMMERCIAL BANK OAO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: WEST SIBERIAN COMMERCIAL BANK OAO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ZWCBRU4Y

• Spaces or lowercase letters — Always enter ZWCBRU4Y uppercase with no spaces.
• Using the wrong city — This code is for TYUMEN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ZWCBRU4Y directly with WEST SIBERIAN COMMERCIAL BANK OAO's TYUMEN branch or via the SWIFT BIC Directory.