SWIFT Code CBGURUMMKRD — VTB 24 (PJSC), KRASNODAR

About SWIFT Code CBGURUMMKRD — VTB 24 (PJSC), KRASNODAR

SWIFT code CBGURUMMKRD is the official 11-character branch-specific BIC (Bank Identifier Code) for VTB 24 (PJSC) in KRASNODAR, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VTB 24 (PJSC) for all outward international remittances from KRASNODAR. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CBGURUMMKRD

The code CBGURUMMKRD follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CBGURUMMKRD

Receiving International Wire Transfers

To receive money from abroad at your VTB 24 (PJSC) account in KRASNODAR, share SWIFT code CBGURUMMKRD with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VTB 24 (PJSC), KRASNODAR must provide SWIFT code CBGURUMMKRD. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VTB 24 (PJSC) in KRASNODAR rely on SWIFT code CBGURUMMKRD for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VTB 24 (PJSC) →

For cheque clearing or NACH mandates, use the MICR code for VTB 24 (PJSC) →

For TDS challan deposits, find the BSR code for VTB 24 (PJSC) →

How SWIFT Code CBGURUMMKRD Routes an International Transfer

1. Initiation: The sender provides SWIFT code CBGURUMMKRD and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VTB 24 (PJSC).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VTB 24 (PJSC) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CBGURUMMKRD

• Spaces or lowercase letters — Always enter CBGURUMMKRD uppercase with no spaces.
• Using the wrong city — This code is for KRASNODAR only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CBGURUMMKRD directly with VTB 24 (PJSC)'s KRASNODAR branch or via the SWIFT BIC Directory.