SWIFT Code VLBARU61IRK — VLBANK, IRKUTSK

About SWIFT Code VLBARU61IRK — VLBANK, IRKUTSK

SWIFT code VLBARU61IRK is the official 11-character branch-specific BIC (Bank Identifier Code) for VLBANK in IRKUTSK, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VLBANK for all outward international remittances from IRKUTSK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VLBARU61IRK

The code VLBARU61IRK follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VLBARU61IRK

Receiving International Wire Transfers

To receive money from abroad at your VLBANK account in IRKUTSK, share SWIFT code VLBARU61IRK with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VLBANK, IRKUTSK must provide SWIFT code VLBARU61IRK. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VLBANK in IRKUTSK rely on SWIFT code VLBARU61IRK for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VLBANK →

For cheque clearing or NACH mandates, use the MICR code for VLBANK →

For TDS challan deposits, find the BSR code for VLBANK →

How SWIFT Code VLBARU61IRK Routes an International Transfer

1. Initiation: The sender provides SWIFT code VLBARU61IRK and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VLBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VLBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VLBARU61IRK

• Spaces or lowercase letters — Always enter VLBARU61IRK uppercase with no spaces.
• Using the wrong city — This code is for IRKUTSK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VLBARU61IRK directly with VLBANK's IRKUTSK branch or via the SWIFT BIC Directory.