SWIFT Code VCJVRU3A — VCABANK OAO, ASTRAKHAN

About SWIFT Code VCJVRU3A — VCABANK OAO, ASTRAKHAN

SWIFT code VCJVRU3A is the official 8-character head-office BIC (Bank Identifier Code) for VCABANK OAO in ASTRAKHAN, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by VCABANK OAO for all outward international remittances from ASTRAKHAN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code VCJVRU3A

The code VCJVRU3A follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code VCJVRU3A

Receiving International Wire Transfers

To receive money from abroad at your VCABANK OAO account in ASTRAKHAN, share SWIFT code VCJVRU3A with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at VCABANK OAO, ASTRAKHAN must provide SWIFT code VCJVRU3A. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using VCABANK OAO in ASTRAKHAN rely on SWIFT code VCJVRU3A for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for VCABANK OAO →

For cheque clearing or NACH mandates, use the MICR code for VCABANK OAO →

For TDS challan deposits, find the BSR code for VCABANK OAO →

How SWIFT Code VCJVRU3A Routes an International Transfer

1. Initiation: The sender provides SWIFT code VCJVRU3A and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to VCABANK OAO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: VCABANK OAO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code VCJVRU3A

• Spaces or lowercase letters — Always enter VCJVRU3A uppercase with no spaces.
• Using the wrong city — This code is for ASTRAKHAN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm VCJVRU3A directly with VCABANK OAO's ASTRAKHAN branch or via the SWIFT BIC Directory.