SWIFT Code UBRDRU41KIR — URAL BANK OF RECONSTRUCTION AND DEVELOPMENT, KIROV

About SWIFT Code UBRDRU41KIR — URAL BANK OF RECONSTRUCTION AND DEVELOPMENT, KIROV

SWIFT code UBRDRU41KIR is the official 11-character branch-specific BIC (Bank Identifier Code) for URAL BANK OF RECONSTRUCTION AND DEVELOPMENT in KIROV, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by URAL BANK OF RECONSTRUCTION AND DEVELOPMENT for all outward international remittances from KIROV. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UBRDRU41KIR

The code UBRDRU41KIR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UBRDRU41KIR

Receiving International Wire Transfers

To receive money from abroad at your URAL BANK OF RECONSTRUCTION AND DEVELOPMENT account in KIROV, share SWIFT code UBRDRU41KIR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at URAL BANK OF RECONSTRUCTION AND DEVELOPMENT, KIROV must provide SWIFT code UBRDRU41KIR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using URAL BANK OF RECONSTRUCTION AND DEVELOPMENT in KIROV rely on SWIFT code UBRDRU41KIR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for URAL BANK OF RECONSTRUCTION AND DEVELOPMENT →

For cheque clearing or NACH mandates, use the MICR code for URAL BANK OF RECONSTRUCTION AND DEVELOPMENT →

For TDS challan deposits, find the BSR code for URAL BANK OF RECONSTRUCTION AND DEVELOPMENT →

How SWIFT Code UBRDRU41KIR Routes an International Transfer

1. Initiation: The sender provides SWIFT code UBRDRU41KIR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to URAL BANK OF RECONSTRUCTION AND DEVELOPMENT.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: URAL BANK OF RECONSTRUCTION AND DEVELOPMENT receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UBRDRU41KIR

• Spaces or lowercase letters — Always enter UBRDRU41KIR uppercase with no spaces.
• Using the wrong city — This code is for KIROV only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UBRDRU41KIR directly with URAL BANK OF RECONSTRUCTION AND DEVELOPMENT's KIROV branch or via the SWIFT BIC Directory.