SWIFT Code TJSCRUM1KAL — TRANSKAPITALBANK, KALUGA

About SWIFT Code TJSCRUM1KAL — TRANSKAPITALBANK, KALUGA

SWIFT code TJSCRUM1KAL is the official 11-character branch-specific BIC (Bank Identifier Code) for TRANSKAPITALBANK in KALUGA, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by TRANSKAPITALBANK for all outward international remittances from KALUGA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code TJSCRUM1KAL

The code TJSCRUM1KAL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code TJSCRUM1KAL

Receiving International Wire Transfers

To receive money from abroad at your TRANSKAPITALBANK account in KALUGA, share SWIFT code TJSCRUM1KAL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at TRANSKAPITALBANK, KALUGA must provide SWIFT code TJSCRUM1KAL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using TRANSKAPITALBANK in KALUGA rely on SWIFT code TJSCRUM1KAL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for TRANSKAPITALBANK →

For cheque clearing or NACH mandates, use the MICR code for TRANSKAPITALBANK →

For TDS challan deposits, find the BSR code for TRANSKAPITALBANK →

How SWIFT Code TJSCRUM1KAL Routes an International Transfer

1. Initiation: The sender provides SWIFT code TJSCRUM1KAL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to TRANSKAPITALBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: TRANSKAPITALBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code TJSCRUM1KAL

• Spaces or lowercase letters — Always enter TJSCRUM1KAL uppercase with no spaces.
• Using the wrong city — This code is for KALUGA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TJSCRUM1KAL directly with TRANSKAPITALBANK's KALUGA branch or via the SWIFT BIC Directory.