SWIFT Code SOMRRUM1KST — SOVCOMBANK, KOSTROMA

About SWIFT Code SOMRRUM1KST — SOVCOMBANK, KOSTROMA

SWIFT code SOMRRUM1KST is the official 11-character branch-specific BIC (Bank Identifier Code) for SOVCOMBANK in KOSTROMA, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SOVCOMBANK for all outward international remittances from KOSTROMA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SOMRRUM1KST

The code SOMRRUM1KST follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SOMRRUM1KST

Receiving International Wire Transfers

To receive money from abroad at your SOVCOMBANK account in KOSTROMA, share SWIFT code SOMRRUM1KST with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SOVCOMBANK, KOSTROMA must provide SWIFT code SOMRRUM1KST. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SOVCOMBANK in KOSTROMA rely on SWIFT code SOMRRUM1KST for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SOVCOMBANK →

For cheque clearing or NACH mandates, use the MICR code for SOVCOMBANK →

For TDS challan deposits, find the BSR code for SOVCOMBANK →

How SWIFT Code SOMRRUM1KST Routes an International Transfer

1. Initiation: The sender provides SWIFT code SOMRRUM1KST and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SOVCOMBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SOVCOMBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SOMRRUM1KST

• Spaces or lowercase letters — Always enter SOMRRUM1KST uppercase with no spaces.
• Using the wrong city — This code is for KOSTROMA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SOMRRUM1KST directly with SOVCOMBANK's KOSTROMA branch or via the SWIFT BIC Directory.