SWIFT Code SJSCRUMM — SDM-BANK PJSC, MOSCOW

About SWIFT Code SJSCRUMM — SDM-BANK PJSC, MOSCOW

SWIFT code SJSCRUMM is the official 8-character head-office BIC (Bank Identifier Code) for SDM-BANK PJSC in MOSCOW, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SDM-BANK PJSC for all outward international remittances from MOSCOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SJSCRUMM

The code SJSCRUMM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SJSCRUMM

Receiving International Wire Transfers

To receive money from abroad at your SDM-BANK PJSC account in MOSCOW, share SWIFT code SJSCRUMM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SDM-BANK PJSC, MOSCOW must provide SWIFT code SJSCRUMM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SDM-BANK PJSC in MOSCOW rely on SWIFT code SJSCRUMM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SDM-BANK PJSC →

For cheque clearing or NACH mandates, use the MICR code for SDM-BANK PJSC →

For TDS challan deposits, find the BSR code for SDM-BANK PJSC →

How SWIFT Code SJSCRUMM Routes an International Transfer

1. Initiation: The sender provides SWIFT code SJSCRUMM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SDM-BANK PJSC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SDM-BANK PJSC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SJSCRUMM

• Spaces or lowercase letters — Always enter SJSCRUMM uppercase with no spaces.
• Using the wrong city — This code is for MOSCOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SJSCRUMM directly with SDM-BANK PJSC's MOSCOW branch or via the SWIFT BIC Directory.