SWIFT Code PYHARUMM — RUNA BANK,JSCB, MOSCOW

About SWIFT Code PYHARUMM — RUNA BANK,JSCB, MOSCOW

SWIFT code PYHARUMM is the official 8-character head-office BIC (Bank Identifier Code) for RUNA BANK,JSCB in MOSCOW, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by RUNA BANK,JSCB for all outward international remittances from MOSCOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PYHARUMM

The code PYHARUMM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PYHARUMM

Receiving International Wire Transfers

To receive money from abroad at your RUNA BANK,JSCB account in MOSCOW, share SWIFT code PYHARUMM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at RUNA BANK,JSCB, MOSCOW must provide SWIFT code PYHARUMM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using RUNA BANK,JSCB in MOSCOW rely on SWIFT code PYHARUMM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for RUNA BANK,JSCB →

For cheque clearing or NACH mandates, use the MICR code for RUNA BANK,JSCB →

For TDS challan deposits, find the BSR code for RUNA BANK,JSCB →

How SWIFT Code PYHARUMM Routes an International Transfer

1. Initiation: The sender provides SWIFT code PYHARUMM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to RUNA BANK,JSCB.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: RUNA BANK,JSCB receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PYHARUMM

• Spaces or lowercase letters — Always enter PYHARUMM uppercase with no spaces.
• Using the wrong city — This code is for MOSCOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PYHARUMM directly with RUNA BANK,JSCB's MOSCOW branch or via the SWIFT BIC Directory.