SWIFT Code ROCERU31VLD — ROYAL CREDIT BANK, VLADIVOSTOK

About SWIFT Code ROCERU31VLD — ROYAL CREDIT BANK, VLADIVOSTOK

SWIFT code ROCERU31VLD is the official 11-character branch-specific BIC (Bank Identifier Code) for ROYAL CREDIT BANK in VLADIVOSTOK, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ROYAL CREDIT BANK for all outward international remittances from VLADIVOSTOK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ROCERU31VLD

The code ROCERU31VLD follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ROCERU31VLD

Receiving International Wire Transfers

To receive money from abroad at your ROYAL CREDIT BANK account in VLADIVOSTOK, share SWIFT code ROCERU31VLD with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ROYAL CREDIT BANK, VLADIVOSTOK must provide SWIFT code ROCERU31VLD. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ROYAL CREDIT BANK in VLADIVOSTOK rely on SWIFT code ROCERU31VLD for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ROYAL CREDIT BANK →

For cheque clearing or NACH mandates, use the MICR code for ROYAL CREDIT BANK →

For TDS challan deposits, find the BSR code for ROYAL CREDIT BANK →

How SWIFT Code ROCERU31VLD Routes an International Transfer

1. Initiation: The sender provides SWIFT code ROCERU31VLD and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ROYAL CREDIT BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ROYAL CREDIT BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ROCERU31VLD

• Spaces or lowercase letters — Always enter ROCERU31VLD uppercase with no spaces.
• Using the wrong city — This code is for VLADIVOSTOK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ROCERU31VLD directly with ROYAL CREDIT BANK's VLADIVOSTOK branch or via the SWIFT BIC Directory.