SWIFT Code JORORU21TOB — ROST BANK, TOMSK
Verified SWIFT/BIC code for ROST BANK in TOMSK, Russia. Use this code for international wire transfers.
TOMSK
ROST BANK · Russia
SWIFT / BIC Code
JORORU21TOB
Code Breakdown
IFSC Code
MICR Code
BSR Code
Bank
Branch
(TOMSK BRANCH)
City
Country Code
RU
Connection Status
Active
About SWIFT Code JORORU21TOB — ROST BANK, TOMSK
SWIFT code JORORU21TOB is the official 11-character branch-specific BIC (Bank Identifier Code) for ROST BANK in TOMSK, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by ROST BANK for all outward international remittances from TOMSK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code JORORU21TOB
The code JORORU21TOB follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | JORO | 4 letters | Identifies ROST BANK as the institution |
| Country Code | RU | 2 letters | ISO 3166-1 alpha-2 code for Russia |
| Location Code | 21 | 2 chars | City/region identifier within Russia |
| Branch Code | TOB | 3 chars | Identifies the specific TOMSK branch |
When to Use SWIFT Code JORORU21TOB
Receiving International Wire Transfers
To receive money from abroad at your ROST BANK account in TOMSK, share SWIFT code JORORU21TOB with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at ROST BANK, TOMSK must provide SWIFT code JORORU21TOB. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using ROST BANK in TOMSK rely on SWIFT code JORORU21TOB for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT JORORU21TOB | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ROST BANK →
For cheque clearing or NACH mandates, use the MICR code for ROST BANK →
For TDS challan deposits, find the BSR code for ROST BANK →
How SWIFT Code JORORU21TOB Routes an International Transfer
- Initiation: The sender provides SWIFT code JORORU21TOB and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to ROST BANK.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: ROST BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code JORORU21TOB
- Spaces or lowercase letters — Always enter
JORORU21TOBuppercase with no spaces. - Using the wrong city — This code is for TOMSK only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm JORORU21TOB directly with ROST BANK's TOMSK branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against ROST BANK's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
