SWIFT Code RECRRU21 — REGIONAL CREDIT BANK OJSC CB, KALININGRAD

About SWIFT Code RECRRU21 — REGIONAL CREDIT BANK OJSC CB, KALININGRAD

SWIFT code RECRRU21 is the official 8-character head-office BIC (Bank Identifier Code) for REGIONAL CREDIT BANK OJSC CB in KALININGRAD, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by REGIONAL CREDIT BANK OJSC CB for all outward international remittances from KALININGRAD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RECRRU21

The code RECRRU21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RECRRU21

Receiving International Wire Transfers

To receive money from abroad at your REGIONAL CREDIT BANK OJSC CB account in KALININGRAD, share SWIFT code RECRRU21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at REGIONAL CREDIT BANK OJSC CB, KALININGRAD must provide SWIFT code RECRRU21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using REGIONAL CREDIT BANK OJSC CB in KALININGRAD rely on SWIFT code RECRRU21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for REGIONAL CREDIT BANK OJSC CB →

For cheque clearing or NACH mandates, use the MICR code for REGIONAL CREDIT BANK OJSC CB →

For TDS challan deposits, find the BSR code for REGIONAL CREDIT BANK OJSC CB →

How SWIFT Code RECRRU21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code RECRRU21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to REGIONAL CREDIT BANK OJSC CB.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: REGIONAL CREDIT BANK OJSC CB receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RECRRU21

• Spaces or lowercase letters — Always enter RECRRU21 uppercase with no spaces.
• Using the wrong city — This code is for KALININGRAD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RECRRU21 directly with REGIONAL CREDIT BANK OJSC CB's KALININGRAD branch or via the SWIFT BIC Directory.