SWIFT Code RSBNRUM1STR — PJSC ROSBANK, STAVROPOL

About SWIFT Code RSBNRUM1STR — PJSC ROSBANK, STAVROPOL

SWIFT code RSBNRUM1STR is the official 11-character branch-specific BIC (Bank Identifier Code) for PJSC ROSBANK in STAVROPOL, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PJSC ROSBANK for all outward international remittances from STAVROPOL. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code RSBNRUM1STR

The code RSBNRUM1STR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code RSBNRUM1STR

Receiving International Wire Transfers

To receive money from abroad at your PJSC ROSBANK account in STAVROPOL, share SWIFT code RSBNRUM1STR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PJSC ROSBANK, STAVROPOL must provide SWIFT code RSBNRUM1STR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PJSC ROSBANK in STAVROPOL rely on SWIFT code RSBNRUM1STR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PJSC ROSBANK →

For cheque clearing or NACH mandates, use the MICR code for PJSC ROSBANK →

For TDS challan deposits, find the BSR code for PJSC ROSBANK →

How SWIFT Code RSBNRUM1STR Routes an International Transfer

1. Initiation: The sender provides SWIFT code RSBNRUM1STR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PJSC ROSBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PJSC ROSBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code RSBNRUM1STR

• Spaces or lowercase letters — Always enter RSBNRUM1STR uppercase with no spaces.
• Using the wrong city — This code is for STAVROPOL only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm RSBNRUM1STR directly with PJSC ROSBANK's STAVROPOL branch or via the SWIFT BIC Directory.