SWIFT Code IRAORUMM — PJSC INTER RAO, MOSCOW

About SWIFT Code IRAORUMM — PJSC INTER RAO, MOSCOW

SWIFT code IRAORUMM is the official 8-character head-office BIC (Bank Identifier Code) for PJSC INTER RAO in MOSCOW, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by PJSC INTER RAO for all outward international remittances from MOSCOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code IRAORUMM

The code IRAORUMM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code IRAORUMM

Receiving International Wire Transfers

To receive money from abroad at your PJSC INTER RAO account in MOSCOW, share SWIFT code IRAORUMM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at PJSC INTER RAO, MOSCOW must provide SWIFT code IRAORUMM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using PJSC INTER RAO in MOSCOW rely on SWIFT code IRAORUMM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for PJSC INTER RAO →

For cheque clearing or NACH mandates, use the MICR code for PJSC INTER RAO →

For TDS challan deposits, find the BSR code for PJSC INTER RAO →

How SWIFT Code IRAORUMM Routes an International Transfer

1. Initiation: The sender provides SWIFT code IRAORUMM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to PJSC INTER RAO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: PJSC INTER RAO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code IRAORUMM

• Spaces or lowercase letters — Always enter IRAORUMM uppercase with no spaces.
• Using the wrong city — This code is for MOSCOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IRAORUMM directly with PJSC INTER RAO's MOSCOW branch or via the SWIFT BIC Directory.