SWIFT Code TJSBRUMM — OPEN JOINT STOCK COMPANY 'GUTA-BANK', TVER

About SWIFT Code TJSBRUMM — OPEN JOINT STOCK COMPANY 'GUTA-BANK', TVER

SWIFT code TJSBRUMM is the official 8-character head-office BIC (Bank Identifier Code) for OPEN JOINT STOCK COMPANY 'GUTA-BANK' in TVER, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by OPEN JOINT STOCK COMPANY 'GUTA-BANK' for all outward international remittances from TVER. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code TJSBRUMM

The code TJSBRUMM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code TJSBRUMM

Receiving International Wire Transfers

To receive money from abroad at your OPEN JOINT STOCK COMPANY 'GUTA-BANK' account in TVER, share SWIFT code TJSBRUMM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at OPEN JOINT STOCK COMPANY 'GUTA-BANK', TVER must provide SWIFT code TJSBRUMM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using OPEN JOINT STOCK COMPANY 'GUTA-BANK' in TVER rely on SWIFT code TJSBRUMM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for OPEN JOINT STOCK COMPANY 'GUTA-BANK' →

For cheque clearing or NACH mandates, use the MICR code for OPEN JOINT STOCK COMPANY 'GUTA-BANK' →

For TDS challan deposits, find the BSR code for OPEN JOINT STOCK COMPANY 'GUTA-BANK' →

How SWIFT Code TJSBRUMM Routes an International Transfer

1. Initiation: The sender provides SWIFT code TJSBRUMM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to OPEN JOINT STOCK COMPANY 'GUTA-BANK'.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: OPEN JOINT STOCK COMPANY 'GUTA-BANK' receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code TJSBRUMM

• Spaces or lowercase letters — Always enter TJSBRUMM uppercase with no spaces.
• Using the wrong city — This code is for TVER only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm TJSBRUMM directly with OPEN JOINT STOCK COMPANY 'GUTA-BANK''s TVER branch or via the SWIFT BIC Directory.