SWIFT Code MOBWRUM1SML — MDM BANK (PUBLIC JOINT STOCK COMPANY), SMOLENSK

About SWIFT Code MOBWRUM1SML — MDM BANK (PUBLIC JOINT STOCK COMPANY), SMOLENSK

SWIFT code MOBWRUM1SML is the official 11-character branch-specific BIC (Bank Identifier Code) for MDM BANK (PUBLIC JOINT STOCK COMPANY) in SMOLENSK, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by MDM BANK (PUBLIC JOINT STOCK COMPANY) for all outward international remittances from SMOLENSK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code MOBWRUM1SML

The code MOBWRUM1SML follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code MOBWRUM1SML

Receiving International Wire Transfers

To receive money from abroad at your MDM BANK (PUBLIC JOINT STOCK COMPANY) account in SMOLENSK, share SWIFT code MOBWRUM1SML with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at MDM BANK (PUBLIC JOINT STOCK COMPANY), SMOLENSK must provide SWIFT code MOBWRUM1SML. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using MDM BANK (PUBLIC JOINT STOCK COMPANY) in SMOLENSK rely on SWIFT code MOBWRUM1SML for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for MDM BANK (PUBLIC JOINT STOCK COMPANY) →

For cheque clearing or NACH mandates, use the MICR code for MDM BANK (PUBLIC JOINT STOCK COMPANY) →

For TDS challan deposits, find the BSR code for MDM BANK (PUBLIC JOINT STOCK COMPANY) →

How SWIFT Code MOBWRUM1SML Routes an International Transfer

1. Initiation: The sender provides SWIFT code MOBWRUM1SML and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to MDM BANK (PUBLIC JOINT STOCK COMPANY).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: MDM BANK (PUBLIC JOINT STOCK COMPANY) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code MOBWRUM1SML

• Spaces or lowercase letters — Always enter MOBWRUM1SML uppercase with no spaces.
• Using the wrong city — This code is for SMOLENSK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm MOBWRUM1SML directly with MDM BANK (PUBLIC JOINT STOCK COMPANY)'s SMOLENSK branch or via the SWIFT BIC Directory.