SWIFT Code LIGHRUMM — LIGHTBANK, MOSCOW

About SWIFT Code LIGHRUMM — LIGHTBANK, MOSCOW

SWIFT code LIGHRUMM is the official 8-character head-office BIC (Bank Identifier Code) for LIGHTBANK in MOSCOW, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by LIGHTBANK for all outward international remittances from MOSCOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code LIGHRUMM

The code LIGHRUMM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code LIGHRUMM

Receiving International Wire Transfers

To receive money from abroad at your LIGHTBANK account in MOSCOW, share SWIFT code LIGHRUMM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at LIGHTBANK, MOSCOW must provide SWIFT code LIGHRUMM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using LIGHTBANK in MOSCOW rely on SWIFT code LIGHRUMM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for LIGHTBANK →

For cheque clearing or NACH mandates, use the MICR code for LIGHTBANK →

For TDS challan deposits, find the BSR code for LIGHTBANK →

How SWIFT Code LIGHRUMM Routes an International Transfer

1. Initiation: The sender provides SWIFT code LIGHRUMM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to LIGHTBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: LIGHTBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code LIGHRUMM

• Spaces or lowercase letters — Always enter LIGHRUMM uppercase with no spaces.
• Using the wrong city — This code is for MOSCOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm LIGHRUMM directly with LIGHTBANK's MOSCOW branch or via the SWIFT BIC Directory.