SWIFT Code BBCARU51SCH — LC CBCA, SOCHI

About SWIFT Code BBCARU51SCH — LC CBCA, SOCHI

SWIFT code BBCARU51SCH is the official 11-character branch-specific BIC (Bank Identifier Code) for LC CBCA in SOCHI, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by LC CBCA for all outward international remittances from SOCHI. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BBCARU51SCH

The code BBCARU51SCH follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BBCARU51SCH

Receiving International Wire Transfers

To receive money from abroad at your LC CBCA account in SOCHI, share SWIFT code BBCARU51SCH with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at LC CBCA, SOCHI must provide SWIFT code BBCARU51SCH. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using LC CBCA in SOCHI rely on SWIFT code BBCARU51SCH for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for LC CBCA →

For cheque clearing or NACH mandates, use the MICR code for LC CBCA →

For TDS challan deposits, find the BSR code for LC CBCA →

How SWIFT Code BBCARU51SCH Routes an International Transfer

1. Initiation: The sender provides SWIFT code BBCARU51SCH and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to LC CBCA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: LC CBCA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BBCARU51SCH

• Spaces or lowercase letters — Always enter BBCARU51SCH uppercase with no spaces.
• Using the wrong city — This code is for SOCHI only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BBCARU51SCH directly with LC CBCA's SOCHI branch or via the SWIFT BIC Directory.