SWIFT Code KAPTRU2A — KAPITALBANK, ROSTOV-ON-DON

About SWIFT Code KAPTRU2A — KAPITALBANK, ROSTOV-ON-DON

SWIFT code KAPTRU2A is the official 8-character head-office BIC (Bank Identifier Code) for KAPITALBANK in ROSTOV-ON-DON, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KAPITALBANK for all outward international remittances from ROSTOV-ON-DON. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KAPTRU2A

The code KAPTRU2A follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KAPTRU2A

Receiving International Wire Transfers

To receive money from abroad at your KAPITALBANK account in ROSTOV-ON-DON, share SWIFT code KAPTRU2A with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KAPITALBANK, ROSTOV-ON-DON must provide SWIFT code KAPTRU2A. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KAPITALBANK in ROSTOV-ON-DON rely on SWIFT code KAPTRU2A for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KAPITALBANK →

For cheque clearing or NACH mandates, use the MICR code for KAPITALBANK →

For TDS challan deposits, find the BSR code for KAPITALBANK →

How SWIFT Code KAPTRU2A Routes an International Transfer

1. Initiation: The sender provides SWIFT code KAPTRU2A and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KAPITALBANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KAPITALBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KAPTRU2A

• Spaces or lowercase letters — Always enter KAPTRU2A uppercase with no spaces.
• Using the wrong city — This code is for ROSTOV-ON-DON only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KAPTRU2A directly with KAPITALBANK's ROSTOV-ON-DON branch or via the SWIFT BIC Directory.