SWIFT Code KURGRU4K — JSCIB KURGAN, KURGAN

About SWIFT Code KURGRU4K — JSCIB KURGAN, KURGAN

SWIFT code KURGRU4K is the official 8-character head-office BIC (Bank Identifier Code) for JSCIB KURGAN in KURGAN, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by JSCIB KURGAN for all outward international remittances from KURGAN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code KURGRU4K

The code KURGRU4K follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code KURGRU4K

Receiving International Wire Transfers

To receive money from abroad at your JSCIB KURGAN account in KURGAN, share SWIFT code KURGRU4K with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at JSCIB KURGAN, KURGAN must provide SWIFT code KURGRU4K. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using JSCIB KURGAN in KURGAN rely on SWIFT code KURGRU4K for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for JSCIB KURGAN →

For cheque clearing or NACH mandates, use the MICR code for JSCIB KURGAN →

For TDS challan deposits, find the BSR code for JSCIB KURGAN →

How SWIFT Code KURGRU4K Routes an International Transfer

1. Initiation: The sender provides SWIFT code KURGRU4K and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to JSCIB KURGAN.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: JSCIB KURGAN receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code KURGRU4K

• Spaces or lowercase letters — Always enter KURGRU4K uppercase with no spaces.
• Using the wrong city — This code is for KURGAN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm KURGRU4K directly with JSCIB KURGAN's KURGAN branch or via the SWIFT BIC Directory.