SWIFT Code PJSCRU41 — JS BANK PERM, PERM

About SWIFT Code PJSCRU41 — JS BANK PERM, PERM

SWIFT code PJSCRU41 is the official 8-character head-office BIC (Bank Identifier Code) for JS BANK PERM in PERM, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by JS BANK PERM for all outward international remittances from PERM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PJSCRU41

The code PJSCRU41 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PJSCRU41

Receiving International Wire Transfers

To receive money from abroad at your JS BANK PERM account in PERM, share SWIFT code PJSCRU41 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at JS BANK PERM, PERM must provide SWIFT code PJSCRU41. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using JS BANK PERM in PERM rely on SWIFT code PJSCRU41 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for JS BANK PERM →

For cheque clearing or NACH mandates, use the MICR code for JS BANK PERM →

For TDS challan deposits, find the BSR code for JS BANK PERM →

How SWIFT Code PJSCRU41 Routes an International Transfer

1. Initiation: The sender provides SWIFT code PJSCRU41 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to JS BANK PERM.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: JS BANK PERM receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PJSCRU41

• Spaces or lowercase letters — Always enter PJSCRU41 uppercase with no spaces.
• Using the wrong city — This code is for PERM only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PJSCRU41 directly with JS BANK PERM's PERM branch or via the SWIFT BIC Directory.