SWIFT Code OTPVRUM1HBR — JOINT STOCK COMPANY 'OTP BANK', HABAROVSK

About SWIFT Code OTPVRUM1HBR — JOINT STOCK COMPANY 'OTP BANK', HABAROVSK

SWIFT code OTPVRUM1HBR is the official 11-character branch-specific BIC (Bank Identifier Code) for JOINT STOCK COMPANY 'OTP BANK' in HABAROVSK, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by JOINT STOCK COMPANY 'OTP BANK' for all outward international remittances from HABAROVSK. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code OTPVRUM1HBR

The code OTPVRUM1HBR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code OTPVRUM1HBR

Receiving International Wire Transfers

To receive money from abroad at your JOINT STOCK COMPANY 'OTP BANK' account in HABAROVSK, share SWIFT code OTPVRUM1HBR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at JOINT STOCK COMPANY 'OTP BANK', HABAROVSK must provide SWIFT code OTPVRUM1HBR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using JOINT STOCK COMPANY 'OTP BANK' in HABAROVSK rely on SWIFT code OTPVRUM1HBR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for JOINT STOCK COMPANY 'OTP BANK' →

For cheque clearing or NACH mandates, use the MICR code for JOINT STOCK COMPANY 'OTP BANK' →

For TDS challan deposits, find the BSR code for JOINT STOCK COMPANY 'OTP BANK' →

How SWIFT Code OTPVRUM1HBR Routes an International Transfer

1. Initiation: The sender provides SWIFT code OTPVRUM1HBR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to JOINT STOCK COMPANY 'OTP BANK'.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: JOINT STOCK COMPANY 'OTP BANK' receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code OTPVRUM1HBR

• Spaces or lowercase letters — Always enter OTPVRUM1HBR uppercase with no spaces.
• Using the wrong city — This code is for HABAROVSK only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm OTPVRUM1HBR directly with JOINT STOCK COMPANY 'OTP BANK''s HABAROVSK branch or via the SWIFT BIC Directory.