SWIFT Code IRSBRUM1VOL — IRS-BANK, VOLGOGRAD

About SWIFT Code IRSBRUM1VOL — IRS-BANK, VOLGOGRAD

SWIFT code IRSBRUM1VOL is the official 11-character branch-specific BIC (Bank Identifier Code) for IRS-BANK in VOLGOGRAD, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by IRS-BANK for all outward international remittances from VOLGOGRAD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code IRSBRUM1VOL

The code IRSBRUM1VOL follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code IRSBRUM1VOL

Receiving International Wire Transfers

To receive money from abroad at your IRS-BANK account in VOLGOGRAD, share SWIFT code IRSBRUM1VOL with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at IRS-BANK, VOLGOGRAD must provide SWIFT code IRSBRUM1VOL. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using IRS-BANK in VOLGOGRAD rely on SWIFT code IRSBRUM1VOL for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for IRS-BANK →

For cheque clearing or NACH mandates, use the MICR code for IRS-BANK →

For TDS challan deposits, find the BSR code for IRS-BANK →

How SWIFT Code IRSBRUM1VOL Routes an International Transfer

1. Initiation: The sender provides SWIFT code IRSBRUM1VOL and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to IRS-BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: IRS-BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code IRSBRUM1VOL

• Spaces or lowercase letters — Always enter IRSBRUM1VOL uppercase with no spaces.
• Using the wrong city — This code is for VOLGOGRAD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm IRSBRUM1VOL directly with IRS-BANK's VOLGOGRAD branch or via the SWIFT BIC Directory.