SWIFT Code INVJRUM1SAR — INVESTMENT TRADE BANK PJSC, SARATOV

About SWIFT Code INVJRUM1SAR — INVESTMENT TRADE BANK PJSC, SARATOV

SWIFT code INVJRUM1SAR is the official 11-character branch-specific BIC (Bank Identifier Code) for INVESTMENT TRADE BANK PJSC in SARATOV, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INVESTMENT TRADE BANK PJSC for all outward international remittances from SARATOV. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code INVJRUM1SAR

The code INVJRUM1SAR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code INVJRUM1SAR

Receiving International Wire Transfers

To receive money from abroad at your INVESTMENT TRADE BANK PJSC account in SARATOV, share SWIFT code INVJRUM1SAR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INVESTMENT TRADE BANK PJSC, SARATOV must provide SWIFT code INVJRUM1SAR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INVESTMENT TRADE BANK PJSC in SARATOV rely on SWIFT code INVJRUM1SAR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INVESTMENT TRADE BANK PJSC →

For cheque clearing or NACH mandates, use the MICR code for INVESTMENT TRADE BANK PJSC →

For TDS challan deposits, find the BSR code for INVESTMENT TRADE BANK PJSC →

How SWIFT Code INVJRUM1SAR Routes an International Transfer

1. Initiation: The sender provides SWIFT code INVJRUM1SAR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INVESTMENT TRADE BANK PJSC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INVESTMENT TRADE BANK PJSC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code INVJRUM1SAR

• Spaces or lowercase letters — Always enter INVJRUM1SAR uppercase with no spaces.
• Using the wrong city — This code is for SARATOV only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm INVJRUM1SAR directly with INVESTMENT TRADE BANK PJSC's SARATOV branch or via the SWIFT BIC Directory.