SWIFT Code INTJRUMM — INTERNATIONAL JOINT-STOCK BANK, MOSCOW

About SWIFT Code INTJRUMM — INTERNATIONAL JOINT-STOCK BANK, MOSCOW

SWIFT code INTJRUMM is the official 8-character head-office BIC (Bank Identifier Code) for INTERNATIONAL JOINT-STOCK BANK in MOSCOW, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by INTERNATIONAL JOINT-STOCK BANK for all outward international remittances from MOSCOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code INTJRUMM

The code INTJRUMM follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code INTJRUMM

Receiving International Wire Transfers

To receive money from abroad at your INTERNATIONAL JOINT-STOCK BANK account in MOSCOW, share SWIFT code INTJRUMM with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at INTERNATIONAL JOINT-STOCK BANK, MOSCOW must provide SWIFT code INTJRUMM. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using INTERNATIONAL JOINT-STOCK BANK in MOSCOW rely on SWIFT code INTJRUMM for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for INTERNATIONAL JOINT-STOCK BANK →

For cheque clearing or NACH mandates, use the MICR code for INTERNATIONAL JOINT-STOCK BANK →

For TDS challan deposits, find the BSR code for INTERNATIONAL JOINT-STOCK BANK →

How SWIFT Code INTJRUMM Routes an International Transfer

1. Initiation: The sender provides SWIFT code INTJRUMM and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to INTERNATIONAL JOINT-STOCK BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: INTERNATIONAL JOINT-STOCK BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code INTJRUMM

• Spaces or lowercase letters — Always enter INTJRUMM uppercase with no spaces.
• Using the wrong city — This code is for MOSCOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm INTJRUMM directly with INTERNATIONAL JOINT-STOCK BANK's MOSCOW branch or via the SWIFT BIC Directory.