SWIFT Code FOUURU21 — FORUS BANK ZAO, NIZHNIY NOVGOROD

About SWIFT Code FOUURU21 — FORUS BANK ZAO, NIZHNIY NOVGOROD

SWIFT code FOUURU21 is the official 8-character head-office BIC (Bank Identifier Code) for FORUS BANK ZAO in NIZHNIY NOVGOROD, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FORUS BANK ZAO for all outward international remittances from NIZHNIY NOVGOROD. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FOUURU21

The code FOUURU21 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FOUURU21

Receiving International Wire Transfers

To receive money from abroad at your FORUS BANK ZAO account in NIZHNIY NOVGOROD, share SWIFT code FOUURU21 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FORUS BANK ZAO, NIZHNIY NOVGOROD must provide SWIFT code FOUURU21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FORUS BANK ZAO in NIZHNIY NOVGOROD rely on SWIFT code FOUURU21 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FORUS BANK ZAO →

For cheque clearing or NACH mandates, use the MICR code for FORUS BANK ZAO →

For TDS challan deposits, find the BSR code for FORUS BANK ZAO →

How SWIFT Code FOUURU21 Routes an International Transfer

1. Initiation: The sender provides SWIFT code FOUURU21 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FORUS BANK ZAO.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FORUS BANK ZAO receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FOUURU21

• Spaces or lowercase letters — Always enter FOUURU21 uppercase with no spaces.
• Using the wrong city — This code is for NIZHNIY NOVGOROD only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FOUURU21 directly with FORUS BANK ZAO's NIZHNIY NOVGOROD branch or via the SWIFT BIC Directory.