SWIFT Code EBRIRUM1RZN — FINARS BANK (CJSC), RYAZAN

About SWIFT Code EBRIRUM1RZN — FINARS BANK (CJSC), RYAZAN

SWIFT code EBRIRUM1RZN is the official 11-character branch-specific BIC (Bank Identifier Code) for FINARS BANK (CJSC) in RYAZAN, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FINARS BANK (CJSC) for all outward international remittances from RYAZAN. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code EBRIRUM1RZN

The code EBRIRUM1RZN follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code EBRIRUM1RZN

Receiving International Wire Transfers

To receive money from abroad at your FINARS BANK (CJSC) account in RYAZAN, share SWIFT code EBRIRUM1RZN with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FINARS BANK (CJSC), RYAZAN must provide SWIFT code EBRIRUM1RZN. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FINARS BANK (CJSC) in RYAZAN rely on SWIFT code EBRIRUM1RZN for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FINARS BANK (CJSC) →

For cheque clearing or NACH mandates, use the MICR code for FINARS BANK (CJSC) →

For TDS challan deposits, find the BSR code for FINARS BANK (CJSC) →

How SWIFT Code EBRIRUM1RZN Routes an International Transfer

1. Initiation: The sender provides SWIFT code EBRIRUM1RZN and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FINARS BANK (CJSC).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FINARS BANK (CJSC) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code EBRIRUM1RZN

• Spaces or lowercase letters — Always enter EBRIRUM1RZN uppercase with no spaces.
• Using the wrong city — This code is for RYAZAN only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm EBRIRUM1RZN directly with FINARS BANK (CJSC)'s RYAZAN branch or via the SWIFT BIC Directory.