SWIFT Code BKCIRU22 — CREDITINVEST, KIZYLYURT

About SWIFT Code BKCIRU22 — CREDITINVEST, KIZYLYURT

SWIFT code BKCIRU22 is the official 8-character head-office BIC (Bank Identifier Code) for CREDITINVEST in KIZYLYURT, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by CREDITINVEST for all outward international remittances from KIZYLYURT. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BKCIRU22

The code BKCIRU22 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BKCIRU22

Receiving International Wire Transfers

To receive money from abroad at your CREDITINVEST account in KIZYLYURT, share SWIFT code BKCIRU22 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at CREDITINVEST, KIZYLYURT must provide SWIFT code BKCIRU22. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using CREDITINVEST in KIZYLYURT rely on SWIFT code BKCIRU22 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for CREDITINVEST →

For cheque clearing or NACH mandates, use the MICR code for CREDITINVEST →

For TDS challan deposits, find the BSR code for CREDITINVEST →

How SWIFT Code BKCIRU22 Routes an International Transfer

1. Initiation: The sender provides SWIFT code BKCIRU22 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to CREDITINVEST.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: CREDITINVEST receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BKCIRU22

• Spaces or lowercase letters — Always enter BKCIRU22 uppercase with no spaces.
• Using the wrong city — This code is for KIZYLYURT only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BKCIRU22 directly with CREDITINVEST's KIZYLYURT branch or via the SWIFT BIC Directory.