SWIFT Code UNCLRU2P — BANK UNITED CAPITAL, ST. PETERSBURG

About SWIFT Code UNCLRU2P — BANK UNITED CAPITAL, ST. PETERSBURG

SWIFT code UNCLRU2P is the official 8-character head-office BIC (Bank Identifier Code) for BANK UNITED CAPITAL in ST. PETERSBURG, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK UNITED CAPITAL for all outward international remittances from ST. PETERSBURG. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UNCLRU2P

The code UNCLRU2P follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UNCLRU2P

Receiving International Wire Transfers

To receive money from abroad at your BANK UNITED CAPITAL account in ST. PETERSBURG, share SWIFT code UNCLRU2P with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK UNITED CAPITAL, ST. PETERSBURG must provide SWIFT code UNCLRU2P. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK UNITED CAPITAL in ST. PETERSBURG rely on SWIFT code UNCLRU2P for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK UNITED CAPITAL →

For cheque clearing or NACH mandates, use the MICR code for BANK UNITED CAPITAL →

For TDS challan deposits, find the BSR code for BANK UNITED CAPITAL →

How SWIFT Code UNCLRU2P Routes an International Transfer

1. Initiation: The sender provides SWIFT code UNCLRU2P and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK UNITED CAPITAL.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK UNITED CAPITAL receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UNCLRU2P

• Spaces or lowercase letters — Always enter UNCLRU2P uppercase with no spaces.
• Using the wrong city — This code is for ST. PETERSBURG only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UNCLRU2P directly with BANK UNITED CAPITAL's ST. PETERSBURG branch or via the SWIFT BIC Directory.