SWIFT Code SEZARUM1 — BANK SERVICE RESERVE (JOINT-STOCK COMPANY), MOSCOW

About SWIFT Code SEZARUM1 — BANK SERVICE RESERVE (JOINT-STOCK COMPANY), MOSCOW

SWIFT code SEZARUM1 is the official 8-character head-office BIC (Bank Identifier Code) for BANK SERVICE RESERVE (JOINT-STOCK COMPANY) in MOSCOW, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK SERVICE RESERVE (JOINT-STOCK COMPANY) for all outward international remittances from MOSCOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SEZARUM1

The code SEZARUM1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SEZARUM1

Receiving International Wire Transfers

To receive money from abroad at your BANK SERVICE RESERVE (JOINT-STOCK COMPANY) account in MOSCOW, share SWIFT code SEZARUM1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK SERVICE RESERVE (JOINT-STOCK COMPANY), MOSCOW must provide SWIFT code SEZARUM1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK SERVICE RESERVE (JOINT-STOCK COMPANY) in MOSCOW rely on SWIFT code SEZARUM1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK SERVICE RESERVE (JOINT-STOCK COMPANY) →

For cheque clearing or NACH mandates, use the MICR code for BANK SERVICE RESERVE (JOINT-STOCK COMPANY) →

For TDS challan deposits, find the BSR code for BANK SERVICE RESERVE (JOINT-STOCK COMPANY) →

How SWIFT Code SEZARUM1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SEZARUM1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK SERVICE RESERVE (JOINT-STOCK COMPANY).
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK SERVICE RESERVE (JOINT-STOCK COMPANY) receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SEZARUM1

• Spaces or lowercase letters — Always enter SEZARUM1 uppercase with no spaces.
• Using the wrong city — This code is for MOSCOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SEZARUM1 directly with BANK SERVICE RESERVE (JOINT-STOCK COMPANY)'s MOSCOW branch or via the SWIFT BIC Directory.