SWIFT Code ARRSRU21SRT — AK BARS BANK, SARATOV

About SWIFT Code ARRSRU21SRT — AK BARS BANK, SARATOV

SWIFT code ARRSRU21SRT is the official 11-character branch-specific BIC (Bank Identifier Code) for AK BARS BANK in SARATOV, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by AK BARS BANK for all outward international remittances from SARATOV. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ARRSRU21SRT

The code ARRSRU21SRT follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ARRSRU21SRT

Receiving International Wire Transfers

To receive money from abroad at your AK BARS BANK account in SARATOV, share SWIFT code ARRSRU21SRT with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at AK BARS BANK, SARATOV must provide SWIFT code ARRSRU21SRT. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using AK BARS BANK in SARATOV rely on SWIFT code ARRSRU21SRT for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for AK BARS BANK →

For cheque clearing or NACH mandates, use the MICR code for AK BARS BANK →

For TDS challan deposits, find the BSR code for AK BARS BANK →

How SWIFT Code ARRSRU21SRT Routes an International Transfer

1. Initiation: The sender provides SWIFT code ARRSRU21SRT and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to AK BARS BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: AK BARS BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ARRSRU21SRT

• Spaces or lowercase letters — Always enter ARRSRU21SRT uppercase with no spaces.
• Using the wrong city — This code is for SARATOV only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ARRSRU21SRT directly with AK BARS BANK's SARATOV branch or via the SWIFT BIC Directory.