SWIFT Code ADAMRU81 — ADAMON BANK, VLADIKAVKAZ

About SWIFT Code ADAMRU81 — ADAMON BANK, VLADIKAVKAZ

SWIFT code ADAMRU81 is the official 8-character head-office BIC (Bank Identifier Code) for ADAMON BANK in VLADIKAVKAZ, Russia. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ADAMON BANK for all outward international remittances from VLADIKAVKAZ. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ADAMRU81

The code ADAMRU81 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ADAMRU81

Receiving International Wire Transfers

To receive money from abroad at your ADAMON BANK account in VLADIKAVKAZ, share SWIFT code ADAMRU81 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ADAMON BANK, VLADIKAVKAZ must provide SWIFT code ADAMRU81. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ADAMON BANK in VLADIKAVKAZ rely on SWIFT code ADAMRU81 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ADAMON BANK →

For cheque clearing or NACH mandates, use the MICR code for ADAMON BANK →

For TDS challan deposits, find the BSR code for ADAMON BANK →

How SWIFT Code ADAMRU81 Routes an International Transfer

1. Initiation: The sender provides SWIFT code ADAMRU81 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ADAMON BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ADAMON BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ADAMRU81

• Spaces or lowercase letters — Always enter ADAMRU81 uppercase with no spaces.
• Using the wrong city — This code is for VLADIKAVKAZ only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Russia.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ADAMRU81 directly with ADAMON BANK's VLADIKAVKAZ branch or via the SWIFT BIC Directory.