SWIFT Code POCZPLP4 — POCZTOWY BANK SA, BYDGOSZCZ

About SWIFT Code POCZPLP4 — POCZTOWY BANK SA, BYDGOSZCZ

SWIFT code POCZPLP4 is the official 8-character head-office BIC (Bank Identifier Code) for POCZTOWY BANK SA in BYDGOSZCZ, Poland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by POCZTOWY BANK SA for all outward international remittances from BYDGOSZCZ. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code POCZPLP4

The code POCZPLP4 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code POCZPLP4

Receiving International Wire Transfers

To receive money from abroad at your POCZTOWY BANK SA account in BYDGOSZCZ, share SWIFT code POCZPLP4 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at POCZTOWY BANK SA, BYDGOSZCZ must provide SWIFT code POCZPLP4. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using POCZTOWY BANK SA in BYDGOSZCZ rely on SWIFT code POCZPLP4 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for POCZTOWY BANK SA →

For cheque clearing or NACH mandates, use the MICR code for POCZTOWY BANK SA →

For TDS challan deposits, find the BSR code for POCZTOWY BANK SA →

How SWIFT Code POCZPLP4 Routes an International Transfer

1. Initiation: The sender provides SWIFT code POCZPLP4 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to POCZTOWY BANK SA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: POCZTOWY BANK SA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code POCZPLP4

• Spaces or lowercase letters — Always enter POCZPLP4 uppercase with no spaces.
• Using the wrong city — This code is for BYDGOSZCZ only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Poland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm POCZPLP4 directly with POCZTOWY BANK SA's BYDGOSZCZ branch or via the SWIFT BIC Directory.