SWIFT Code SPOWPLP1 — BANK SPOLDZIELCZY W OSWIECIMIU, OSWIECIM
Verified SWIFT/BIC code for BANK SPOLDZIELCZY W OSWIECIMIU in OSWIECIM, Poland. Use this code for international wire transfers.
OSWIECIM
BANK SPOLDZIELCZY W OSWIECIMIU · Poland
SWIFT / BIC Code
SPOWPLP1
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
OSWIECIM
City
Country Code
PL
Connection Status
Active
About SWIFT Code SPOWPLP1 — BANK SPOLDZIELCZY W OSWIECIMIU, OSWIECIM
SWIFT code SPOWPLP1 is the official 8-character head-office BIC (Bank Identifier Code) for BANK SPOLDZIELCZY W OSWIECIMIU in OSWIECIM, Poland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by BANK SPOLDZIELCZY W OSWIECIMIU for all outward international remittances from OSWIECIM. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code SPOWPLP1
The code SPOWPLP1 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | SPOW | 4 letters | Identifies BANK SPOLDZIELCZY W OSWIECIMIU as the institution |
| Country Code | PL | 2 letters | ISO 3166-1 alpha-2 code for Poland |
| Location Code | P1 | 2 chars | City/region identifier within Poland |
When to Use SWIFT Code SPOWPLP1
Receiving International Wire Transfers
To receive money from abroad at your BANK SPOLDZIELCZY W OSWIECIMIU account in OSWIECIM, share SWIFT code SPOWPLP1 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at BANK SPOLDZIELCZY W OSWIECIMIU, OSWIECIM must provide SWIFT code SPOWPLP1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using BANK SPOLDZIELCZY W OSWIECIMIU in OSWIECIM rely on SWIFT code SPOWPLP1 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT SPOWPLP1 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK SPOLDZIELCZY W OSWIECIMIU →
For cheque clearing or NACH mandates, use the MICR code for BANK SPOLDZIELCZY W OSWIECIMIU →
For TDS challan deposits, find the BSR code for BANK SPOLDZIELCZY W OSWIECIMIU →
How SWIFT Code SPOWPLP1 Routes an International Transfer
- Initiation: The sender provides SWIFT code SPOWPLP1 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to BANK SPOLDZIELCZY W OSWIECIMIU.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: BANK SPOLDZIELCZY W OSWIECIMIU receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code SPOWPLP1
- Spaces or lowercase letters — Always enter
SPOWPLP1uppercase with no spaces. - Using the wrong city — This code is for OSWIECIM only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Poland.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPOWPLP1 directly with BANK SPOLDZIELCZY W OSWIECIMIU's OSWIECIM branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against BANK SPOLDZIELCZY W OSWIECIMIU's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
