SWIFT Code SPKEPLP1 — BANK SPOLDZIELCZY W KAMIENNEJ GORZE, KAMIENNA GORA

About SWIFT Code SPKEPLP1 — BANK SPOLDZIELCZY W KAMIENNEJ GORZE, KAMIENNA GORA

SWIFT code SPKEPLP1 is the official 8-character head-office BIC (Bank Identifier Code) for BANK SPOLDZIELCZY W KAMIENNEJ GORZE in KAMIENNA GORA, Poland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK SPOLDZIELCZY W KAMIENNEJ GORZE for all outward international remittances from KAMIENNA GORA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPKEPLP1

The code SPKEPLP1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPKEPLP1

Receiving International Wire Transfers

To receive money from abroad at your BANK SPOLDZIELCZY W KAMIENNEJ GORZE account in KAMIENNA GORA, share SWIFT code SPKEPLP1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK SPOLDZIELCZY W KAMIENNEJ GORZE, KAMIENNA GORA must provide SWIFT code SPKEPLP1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK SPOLDZIELCZY W KAMIENNEJ GORZE in KAMIENNA GORA rely on SWIFT code SPKEPLP1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK SPOLDZIELCZY W KAMIENNEJ GORZE →

For cheque clearing or NACH mandates, use the MICR code for BANK SPOLDZIELCZY W KAMIENNEJ GORZE →

For TDS challan deposits, find the BSR code for BANK SPOLDZIELCZY W KAMIENNEJ GORZE →

How SWIFT Code SPKEPLP1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPKEPLP1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK SPOLDZIELCZY W KAMIENNEJ GORZE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK SPOLDZIELCZY W KAMIENNEJ GORZE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPKEPLP1

• Spaces or lowercase letters — Always enter SPKEPLP1 uppercase with no spaces.
• Using the wrong city — This code is for KAMIENNA GORA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Poland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPKEPLP1 directly with BANK SPOLDZIELCZY W KAMIENNEJ GORZE's KAMIENNA GORA branch or via the SWIFT BIC Directory.