SWIFT Code SPIWPLP1 — BANK SPOLDZIELCZY W ILOWEJ, ILOWA

About SWIFT Code SPIWPLP1 — BANK SPOLDZIELCZY W ILOWEJ, ILOWA

SWIFT code SPIWPLP1 is the official 8-character head-office BIC (Bank Identifier Code) for BANK SPOLDZIELCZY W ILOWEJ in ILOWA, Poland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK SPOLDZIELCZY W ILOWEJ for all outward international remittances from ILOWA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPIWPLP1

The code SPIWPLP1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPIWPLP1

Receiving International Wire Transfers

To receive money from abroad at your BANK SPOLDZIELCZY W ILOWEJ account in ILOWA, share SWIFT code SPIWPLP1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK SPOLDZIELCZY W ILOWEJ, ILOWA must provide SWIFT code SPIWPLP1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK SPOLDZIELCZY W ILOWEJ in ILOWA rely on SWIFT code SPIWPLP1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK SPOLDZIELCZY W ILOWEJ →

For cheque clearing or NACH mandates, use the MICR code for BANK SPOLDZIELCZY W ILOWEJ →

For TDS challan deposits, find the BSR code for BANK SPOLDZIELCZY W ILOWEJ →

How SWIFT Code SPIWPLP1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPIWPLP1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK SPOLDZIELCZY W ILOWEJ.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK SPOLDZIELCZY W ILOWEJ receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPIWPLP1

• Spaces or lowercase letters — Always enter SPIWPLP1 uppercase with no spaces.
• Using the wrong city — This code is for ILOWA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Poland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPIWPLP1 directly with BANK SPOLDZIELCZY W ILOWEJ's ILOWA branch or via the SWIFT BIC Directory.