SWIFT Code CULMPLP1 — BANK SPOLDZIELCZY W CHEMNIE, CHELMNO

About SWIFT Code CULMPLP1 — BANK SPOLDZIELCZY W CHEMNIE, CHELMNO

SWIFT code CULMPLP1 is the official 8-character head-office BIC (Bank Identifier Code) for BANK SPOLDZIELCZY W CHEMNIE in CHELMNO, Poland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK SPOLDZIELCZY W CHEMNIE for all outward international remittances from CHELMNO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code CULMPLP1

The code CULMPLP1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code CULMPLP1

Receiving International Wire Transfers

To receive money from abroad at your BANK SPOLDZIELCZY W CHEMNIE account in CHELMNO, share SWIFT code CULMPLP1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK SPOLDZIELCZY W CHEMNIE, CHELMNO must provide SWIFT code CULMPLP1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK SPOLDZIELCZY W CHEMNIE in CHELMNO rely on SWIFT code CULMPLP1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK SPOLDZIELCZY W CHEMNIE →

For cheque clearing or NACH mandates, use the MICR code for BANK SPOLDZIELCZY W CHEMNIE →

For TDS challan deposits, find the BSR code for BANK SPOLDZIELCZY W CHEMNIE →

How SWIFT Code CULMPLP1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code CULMPLP1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK SPOLDZIELCZY W CHEMNIE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK SPOLDZIELCZY W CHEMNIE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code CULMPLP1

• Spaces or lowercase letters — Always enter CULMPLP1 uppercase with no spaces.
• Using the wrong city — This code is for CHELMNO only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Poland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm CULMPLP1 directly with BANK SPOLDZIELCZY W CHEMNIE's CHELMNO branch or via the SWIFT BIC Directory.