SWIFT Code BPHKPLP1BMK — BANK BPH SA, KRAKOW

About SWIFT Code BPHKPLP1BMK — BANK BPH SA, KRAKOW

SWIFT code BPHKPLP1BMK is the official 11-character branch-specific BIC (Bank Identifier Code) for BANK BPH SA in KRAKOW, Poland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by BANK BPH SA for all outward international remittances from KRAKOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code BPHKPLP1BMK

The code BPHKPLP1BMK follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code BPHKPLP1BMK

Receiving International Wire Transfers

To receive money from abroad at your BANK BPH SA account in KRAKOW, share SWIFT code BPHKPLP1BMK with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at BANK BPH SA, KRAKOW must provide SWIFT code BPHKPLP1BMK. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using BANK BPH SA in KRAKOW rely on SWIFT code BPHKPLP1BMK for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for BANK BPH SA →

For cheque clearing or NACH mandates, use the MICR code for BANK BPH SA →

For TDS challan deposits, find the BSR code for BANK BPH SA →

How SWIFT Code BPHKPLP1BMK Routes an International Transfer

1. Initiation: The sender provides SWIFT code BPHKPLP1BMK and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to BANK BPH SA.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: BANK BPH SA receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code BPHKPLP1BMK

• Spaces or lowercase letters — Always enter BPHKPLP1BMK uppercase with no spaces.
• Using the wrong city — This code is for KRAKOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Poland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm BPHKPLP1BMK directly with BANK BPH SA's KRAKOW branch or via the SWIFT BIC Directory.