SWIFT Code SPAYPLP1 — ABS BANK SPOLDZIELCZY, ANDRYCHOW

About SWIFT Code SPAYPLP1 — ABS BANK SPOLDZIELCZY, ANDRYCHOW

SWIFT code SPAYPLP1 is the official 8-character head-office BIC (Bank Identifier Code) for ABS BANK SPOLDZIELCZY in ANDRYCHOW, Poland. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ABS BANK SPOLDZIELCZY for all outward international remittances from ANDRYCHOW. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPAYPLP1

The code SPAYPLP1 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPAYPLP1

Receiving International Wire Transfers

To receive money from abroad at your ABS BANK SPOLDZIELCZY account in ANDRYCHOW, share SWIFT code SPAYPLP1 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ABS BANK SPOLDZIELCZY, ANDRYCHOW must provide SWIFT code SPAYPLP1. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ABS BANK SPOLDZIELCZY in ANDRYCHOW rely on SWIFT code SPAYPLP1 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ABS BANK SPOLDZIELCZY →

For cheque clearing or NACH mandates, use the MICR code for ABS BANK SPOLDZIELCZY →

For TDS challan deposits, find the BSR code for ABS BANK SPOLDZIELCZY →

How SWIFT Code SPAYPLP1 Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPAYPLP1 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ABS BANK SPOLDZIELCZY.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ABS BANK SPOLDZIELCZY receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPAYPLP1

• Spaces or lowercase letters — Always enter SPAYPLP1 uppercase with no spaces.
• Using the wrong city — This code is for ANDRYCHOW only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Poland.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPAYPLP1 directly with ABS BANK SPOLDZIELCZY's ANDRYCHOW branch or via the SWIFT BIC Directory.