SWIFT Code SPARNO22HAR — SPAREBANKEN MOERE, HAREID

About SWIFT Code SPARNO22HAR — SPAREBANKEN MOERE, HAREID

SWIFT code SPARNO22HAR is the official 11-character branch-specific BIC (Bank Identifier Code) for SPAREBANKEN MOERE in HAREID, Norway. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by SPAREBANKEN MOERE for all outward international remittances from HAREID. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPARNO22HAR

The code SPARNO22HAR follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPARNO22HAR

Receiving International Wire Transfers

To receive money from abroad at your SPAREBANKEN MOERE account in HAREID, share SWIFT code SPARNO22HAR with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at SPAREBANKEN MOERE, HAREID must provide SWIFT code SPARNO22HAR. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using SPAREBANKEN MOERE in HAREID rely on SWIFT code SPARNO22HAR for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for SPAREBANKEN MOERE →

For cheque clearing or NACH mandates, use the MICR code for SPAREBANKEN MOERE →

For TDS challan deposits, find the BSR code for SPAREBANKEN MOERE →

How SWIFT Code SPARNO22HAR Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPARNO22HAR and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to SPAREBANKEN MOERE.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: SPAREBANKEN MOERE receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPARNO22HAR

• Spaces or lowercase letters — Always enter SPARNO22HAR uppercase with no spaces.
• Using the wrong city — This code is for HAREID only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Norway.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPARNO22HAR directly with SPAREBANKEN MOERE's HAREID branch or via the SWIFT BIC Directory.