SWIFT Code JERNNO21 — JERNBANEPERSONALETS SPAREBANK, OSLO
Verified SWIFT/BIC code for JERNBANEPERSONALETS SPAREBANK in OSLO, Norway. Use this code for international wire transfers.
OSLO
JERNBANEPERSONALETS SPAREBANK · Norway
SWIFT / BIC Code
JERNNO21
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
OSLO
City
Country Code
NO
Connection Status
Active
About SWIFT Code JERNNO21 — JERNBANEPERSONALETS SPAREBANK, OSLO
SWIFT code JERNNO21 is the official 8-character head-office BIC (Bank Identifier Code) for JERNBANEPERSONALETS SPAREBANK in OSLO, Norway. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by JERNBANEPERSONALETS SPAREBANK for all outward international remittances from OSLO. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code JERNNO21
The code JERNNO21 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | JERN | 4 letters | Identifies JERNBANEPERSONALETS SPAREBANK as the institution |
| Country Code | NO | 2 letters | ISO 3166-1 alpha-2 code for Norway |
| Location Code | 21 | 2 chars | City/region identifier within Norway |
When to Use SWIFT Code JERNNO21
Receiving International Wire Transfers
To receive money from abroad at your JERNBANEPERSONALETS SPAREBANK account in OSLO, share SWIFT code JERNNO21 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at JERNBANEPERSONALETS SPAREBANK, OSLO must provide SWIFT code JERNNO21. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using JERNBANEPERSONALETS SPAREBANK in OSLO rely on SWIFT code JERNNO21 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT JERNNO21 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for JERNBANEPERSONALETS SPAREBANK →
For cheque clearing or NACH mandates, use the MICR code for JERNBANEPERSONALETS SPAREBANK →
For TDS challan deposits, find the BSR code for JERNBANEPERSONALETS SPAREBANK →
How SWIFT Code JERNNO21 Routes an International Transfer
- Initiation: The sender provides SWIFT code JERNNO21 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to JERNBANEPERSONALETS SPAREBANK.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: JERNBANEPERSONALETS SPAREBANK receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code JERNNO21
- Spaces or lowercase letters — Always enter
JERNNO21uppercase with no spaces. - Using the wrong city — This code is for OSLO only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Norway.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm JERNNO21 directly with JERNBANEPERSONALETS SPAREBANK's OSLO branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against JERNBANEPERSONALETS SPAREBANK's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
