SWIFT Code ZEIBNGLA — ZENITH BANK PLC, LAGOS

About SWIFT Code ZEIBNGLA — ZENITH BANK PLC, LAGOS

SWIFT code ZEIBNGLA is the official 8-character head-office BIC (Bank Identifier Code) for ZENITH BANK PLC in LAGOS, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ZENITH BANK PLC for all outward international remittances from LAGOS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ZEIBNGLA

The code ZEIBNGLA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ZEIBNGLA

Receiving International Wire Transfers

To receive money from abroad at your ZENITH BANK PLC account in LAGOS, share SWIFT code ZEIBNGLA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ZENITH BANK PLC, LAGOS must provide SWIFT code ZEIBNGLA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ZENITH BANK PLC in LAGOS rely on SWIFT code ZEIBNGLA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ZENITH BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for ZENITH BANK PLC →

For TDS challan deposits, find the BSR code for ZENITH BANK PLC →

How SWIFT Code ZEIBNGLA Routes an International Transfer

1. Initiation: The sender provides SWIFT code ZEIBNGLA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ZENITH BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ZENITH BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ZEIBNGLA

• Spaces or lowercase letters — Always enter ZEIBNGLA uppercase with no spaces.
• Using the wrong city — This code is for LAGOS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ZEIBNGLA directly with ZENITH BANK PLC's LAGOS branch or via the SWIFT BIC Directory.