SWIFT Code ICITNGLA — UNITY BANK PLC, ABUJA

About SWIFT Code ICITNGLA — UNITY BANK PLC, ABUJA

SWIFT code ICITNGLA is the official 8-character head-office BIC (Bank Identifier Code) for UNITY BANK PLC in ABUJA, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNITY BANK PLC for all outward international remittances from ABUJA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code ICITNGLA

The code ICITNGLA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code ICITNGLA

Receiving International Wire Transfers

To receive money from abroad at your UNITY BANK PLC account in ABUJA, share SWIFT code ICITNGLA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNITY BANK PLC, ABUJA must provide SWIFT code ICITNGLA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNITY BANK PLC in ABUJA rely on SWIFT code ICITNGLA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNITY BANK PLC →

For cheque clearing or NACH mandates, use the MICR code for UNITY BANK PLC →

For TDS challan deposits, find the BSR code for UNITY BANK PLC →

How SWIFT Code ICITNGLA Routes an International Transfer

1. Initiation: The sender provides SWIFT code ICITNGLA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNITY BANK PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNITY BANK PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code ICITNGLA

• Spaces or lowercase letters — Always enter ICITNGLA uppercase with no spaces.
• Using the wrong city — This code is for ABUJA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm ICITNGLA directly with UNITY BANK PLC's ABUJA branch or via the SWIFT BIC Directory.