SWIFT Code UNAFNGLA065 — UNITED BANK FOR AFRICA PLC, ZARIA
Verified SWIFT/BIC code for UNITED BANK FOR AFRICA PLC in ZARIA, Nigeria. Use this code for international wire transfers.
ZARIA
UNITED BANK FOR AFRICA PLC · Nigeria
SWIFT / BIC Code
UNAFNGLA065
Code Breakdown
IFSC Code
MICR Code
BSR Code
Branch
(ZARIA BRANCH)
City
Country Code
NG
Connection Status
Active
- UNAFNGLA203 (SAMARU BRANCH)
About SWIFT Code UNAFNGLA065 — UNITED BANK FOR AFRICA PLC, ZARIA
SWIFT code UNAFNGLA065 is the official 11-character branch-specific BIC (Bank Identifier Code) for UNITED BANK FOR AFRICA PLC in ZARIA, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.
This code must be provided to the sender when receiving money from abroad, and is required by UNITED BANK FOR AFRICA PLC for all outward international remittances from ZARIA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.
How to Read SWIFT Code UNAFNGLA065
The code UNAFNGLA065 follows the ISO 9362 standard and breaks down as follows:
| Segment | Value | Length | Meaning |
|---|---|---|---|
| Bank Code | UNAF | 4 letters | Identifies UNITED BANK FOR AFRICA PLC as the institution |
| Country Code | NG | 2 letters | ISO 3166-1 alpha-2 code for Nigeria |
| Location Code | LA | 2 chars | City/region identifier within Nigeria |
| Branch Code | 065 | 3 chars | Identifies the specific ZARIA branch |
When to Use SWIFT Code UNAFNGLA065
Receiving International Wire Transfers
To receive money from abroad at your UNITED BANK FOR AFRICA PLC account in ZARIA, share SWIFT code UNAFNGLA065 with the sender along with your full account number, your name as on the account, and the branch address.
NRI Remittances
Non-Resident Indians sending money to NRO/NRE accounts at UNITED BANK FOR AFRICA PLC, ZARIA must provide SWIFT code UNAFNGLA065. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.
Trade Finance and Foreign Payments
Importers and exporters using UNITED BANK FOR AFRICA PLC in ZARIA rely on SWIFT code UNAFNGLA065 for letters of credit, bank guarantees, and foreign currency settlements.
SWIFT Code vs IFSC vs MICR vs BSR — Key Differences
| Code | Format | Used For | Scope |
|---|---|---|---|
SWIFT UNAFNGLA065 | 8 or 11 chars | International wire transfers, NRI remittances, trade finance | Global — 200+ countries |
| IFSC | 11 chars (alpha) | NEFT, RTGS, IMPS, UPI account linking | India domestic only |
| MICR | 9 digits | Cheque clearing (CTS), NACH mandates, SIP registration | India domestic only |
| BSR | 7 digits | TDS challan filing, Form 16, Form 26AS, TRACES | India income tax only |
Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNITED BANK FOR AFRICA PLC →
For cheque clearing or NACH mandates, use the MICR code for UNITED BANK FOR AFRICA PLC →
For TDS challan deposits, find the BSR code for UNITED BANK FOR AFRICA PLC →
How SWIFT Code UNAFNGLA065 Routes an International Transfer
- Initiation: The sender provides SWIFT code UNAFNGLA065 and account number to their bank.
- Validation: The sending bank validates the BIC against the SWIFT registry.
- Routing: An MT103 SWIFT message is transmitted through the network to UNITED BANK FOR AFRICA PLC.
- Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
- Credit: UNITED BANK FOR AFRICA PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.
Common Mistakes When Using SWIFT Code UNAFNGLA065
- Spaces or lowercase letters — Always enter
UNAFNGLA065uppercase with no spaces. - Using the wrong city — This code is for ZARIA only.
- Truncating to 8 characters — When 11 characters are required, always use the full code.
- Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.
Data Accuracy
BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UNAFNGLA065 directly with UNITED BANK FOR AFRICA PLC's ZARIA branch or via the SWIFT BIC Directory.
SWIFT code data sourced from SWIFT Official Directory and verified against UNITED BANK FOR AFRICA PLC's published disclosures. Last reviewed Jun 2026 by BankZop Editorial Team. About our data sources →
