SWIFT Code UNAFNGLA086 — UNITED BANK FOR AFRICA PLC, ONITSHA

About SWIFT Code UNAFNGLA086 — UNITED BANK FOR AFRICA PLC, ONITSHA

SWIFT code UNAFNGLA086 is the official 11-character branch-specific BIC (Bank Identifier Code) for UNITED BANK FOR AFRICA PLC in ONITSHA, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by UNITED BANK FOR AFRICA PLC for all outward international remittances from ONITSHA. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code UNAFNGLA086

The code UNAFNGLA086 follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code UNAFNGLA086

Receiving International Wire Transfers

To receive money from abroad at your UNITED BANK FOR AFRICA PLC account in ONITSHA, share SWIFT code UNAFNGLA086 with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at UNITED BANK FOR AFRICA PLC, ONITSHA must provide SWIFT code UNAFNGLA086. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using UNITED BANK FOR AFRICA PLC in ONITSHA rely on SWIFT code UNAFNGLA086 for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for UNITED BANK FOR AFRICA PLC →

For cheque clearing or NACH mandates, use the MICR code for UNITED BANK FOR AFRICA PLC →

For TDS challan deposits, find the BSR code for UNITED BANK FOR AFRICA PLC →

How SWIFT Code UNAFNGLA086 Routes an International Transfer

1. Initiation: The sender provides SWIFT code UNAFNGLA086 and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to UNITED BANK FOR AFRICA PLC.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: UNITED BANK FOR AFRICA PLC receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code UNAFNGLA086

• Spaces or lowercase letters — Always enter UNAFNGLA086 uppercase with no spaces.
• Using the wrong city — This code is for ONITSHA only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm UNAFNGLA086 directly with UNITED BANK FOR AFRICA PLC's ONITSHA branch or via the SWIFT BIC Directory.