SWIFT Code PLNINGLA — KEYSTONE BANK LIMITED, LAGOS

About SWIFT Code PLNINGLA — KEYSTONE BANK LIMITED, LAGOS

SWIFT code PLNINGLA is the official 8-character head-office BIC (Bank Identifier Code) for KEYSTONE BANK LIMITED in LAGOS, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by KEYSTONE BANK LIMITED for all outward international remittances from LAGOS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code PLNINGLA

The code PLNINGLA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code PLNINGLA

Receiving International Wire Transfers

To receive money from abroad at your KEYSTONE BANK LIMITED account in LAGOS, share SWIFT code PLNINGLA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at KEYSTONE BANK LIMITED, LAGOS must provide SWIFT code PLNINGLA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using KEYSTONE BANK LIMITED in LAGOS rely on SWIFT code PLNINGLA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for KEYSTONE BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for KEYSTONE BANK LIMITED →

For TDS challan deposits, find the BSR code for KEYSTONE BANK LIMITED →

How SWIFT Code PLNINGLA Routes an International Transfer

1. Initiation: The sender provides SWIFT code PLNINGLA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to KEYSTONE BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: KEYSTONE BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code PLNINGLA

• Spaces or lowercase letters — Always enter PLNINGLA uppercase with no spaces.
• Using the wrong city — This code is for LAGOS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm PLNINGLA directly with KEYSTONE BANK LIMITED's LAGOS branch or via the SWIFT BIC Directory.