SWIFT Code FCMBNGLA — FIRST CITY MONUMENT BANK, LAGOS

About SWIFT Code FCMBNGLA — FIRST CITY MONUMENT BANK, LAGOS

SWIFT code FCMBNGLA is the official 8-character head-office BIC (Bank Identifier Code) for FIRST CITY MONUMENT BANK in LAGOS, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by FIRST CITY MONUMENT BANK for all outward international remittances from LAGOS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code FCMBNGLA

The code FCMBNGLA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code FCMBNGLA

Receiving International Wire Transfers

To receive money from abroad at your FIRST CITY MONUMENT BANK account in LAGOS, share SWIFT code FCMBNGLA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at FIRST CITY MONUMENT BANK, LAGOS must provide SWIFT code FCMBNGLA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using FIRST CITY MONUMENT BANK in LAGOS rely on SWIFT code FCMBNGLA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for FIRST CITY MONUMENT BANK →

For cheque clearing or NACH mandates, use the MICR code for FIRST CITY MONUMENT BANK →

For TDS challan deposits, find the BSR code for FIRST CITY MONUMENT BANK →

How SWIFT Code FCMBNGLA Routes an International Transfer

1. Initiation: The sender provides SWIFT code FCMBNGLA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to FIRST CITY MONUMENT BANK.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: FIRST CITY MONUMENT BANK receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code FCMBNGLA

• Spaces or lowercase letters — Always enter FCMBNGLA uppercase with no spaces.
• Using the wrong city — This code is for LAGOS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm FCMBNGLA directly with FIRST CITY MONUMENT BANK's LAGOS branch or via the SWIFT BIC Directory.