SWIFT Code SPRGNGLA — ENTERPRISE BANK LIMITED, LAGOS

About SWIFT Code SPRGNGLA — ENTERPRISE BANK LIMITED, LAGOS

SWIFT code SPRGNGLA is the official 8-character head-office BIC (Bank Identifier Code) for ENTERPRISE BANK LIMITED in LAGOS, Nigeria. Standardised under ISO 9362 and maintained by the Society for Worldwide Interbank Financial Telecommunication (SWIFT), this code is used exclusively for cross-border wire transfers and is recognised by financial institutions in over 200 countries.

This code must be provided to the sender when receiving money from abroad, and is required by ENTERPRISE BANK LIMITED for all outward international remittances from LAGOS. Without the correct SWIFT code, international transfers to or from this branch cannot be processed.

How to Read SWIFT Code SPRGNGLA

The code SPRGNGLA follows the ISO 9362 standard and breaks down as follows:

When to Use SWIFT Code SPRGNGLA

Receiving International Wire Transfers

To receive money from abroad at your ENTERPRISE BANK LIMITED account in LAGOS, share SWIFT code SPRGNGLA with the sender along with your full account number, your name as on the account, and the branch address.

NRI Remittances

Non-Resident Indians sending money to NRO/NRE accounts at ENTERPRISE BANK LIMITED, LAGOS must provide SWIFT code SPRGNGLA. Major remittance platforms — including Wise, Remitly, Western Union, and MoneyGram — use this code to route transfers accurately.

Trade Finance and Foreign Payments

Importers and exporters using ENTERPRISE BANK LIMITED in LAGOS rely on SWIFT code SPRGNGLA for letters of credit, bank guarantees, and foreign currency settlements.

SWIFT Code vs IFSC vs MICR vs BSR — Key Differences

Need the IFSC code for domestic NEFT, RTGS, or UPI transfers? View the IFSC code for ENTERPRISE BANK LIMITED →

For cheque clearing or NACH mandates, use the MICR code for ENTERPRISE BANK LIMITED →

For TDS challan deposits, find the BSR code for ENTERPRISE BANK LIMITED →

How SWIFT Code SPRGNGLA Routes an International Transfer

1. Initiation: The sender provides SWIFT code SPRGNGLA and account number to their bank.
2. Validation: The sending bank validates the BIC against the SWIFT registry.
3. Routing: An MT103 SWIFT message is transmitted through the network to ENTERPRISE BANK LIMITED.
4. Correspondent bank (if needed): An intermediary bank may relay the transfer, adding 1–2 business days.
5. Credit: ENTERPRISE BANK LIMITED receives the SWIFT message and credits the account. Total time: 1–5 business days.

Common Mistakes When Using SWIFT Code SPRGNGLA

• Spaces or lowercase letters — Always enter SPRGNGLA uppercase with no spaces.
• Using the wrong city — This code is for LAGOS only.
• Truncating to 8 characters — When 11 characters are required, always use the full code.
• Using SWIFT for domestic transfers — Use the IFSC code for any transfer within Nigeria.

Data Accuracy

BankZop sources SWIFT/BIC data from publicly available banking registries and official disclosures, updated regularly. For the highest-stakes transactions, always confirm SPRGNGLA directly with ENTERPRISE BANK LIMITED's LAGOS branch or via the SWIFT BIC Directory.